노후설계

  • 달러 연금 수령 시 세금 — 연금소득세·환차익 과세 완전 정리

    .ysa-article{–accent:#15803d;–accent-soft:#f0fdf4;–accent-line:#86efac;–warn:#d97706;–warn-soft:#fffbeb;line-height:1.75;color:#1f2937;font-size:17px;word-break:keep-all} .ysa-article h2{margin:2.2em 0 .7em;padding-left:.55em;border-left:5px solid var(–accent);font-size:1.42em;line-height:1.4} .ysa-article h3{margin:1.6em 0 .5em;font-size:1.13em;color:#166534} .ysa-lead{background:var(–accent-soft);border:1px solid var(–accent-line);border-radius:12px;padding:18px 20px;margin:1.2em 0} .ysa-table{width:100%;border-collapse:collapse;margin:1.3em 0;font-size:.95em} .ysa-table th{background:var(–accent);color:#fff;font-weight:600;padding:10px 12px;text-align:left} .ysa-table td{padding:9px 12px;border-bottom:1px solid #e5e7eb} .ysa-table tr:nth-child(even) td{background:#f9fafb} .ysa-check{list-style:none;padding:0;margin:1em 0} .ysa-check li{position:relative;padding:8px 12px 8px 36px;margin:.4em 0;background:#f9fafb;border-radius:6px} .ysa-check li::before{content:”✓”;position:absolute;left:12px;top:9px;color:var(–accent);font-weight:700} .ysa-warn{background:var(–warn-soft);border-left:5px solid var(–warn);border-radius:8px;padding:16px 18px;margin:1.3em 0} .ysa-faq dt{font-weight:600;margin:1.1em 0 .3em;color:#166534} .ysa-faq dd{margin:0 0 .8em;padding-left:1em;border-left:3px solid var(–accent-line)} .ysa-alert{background:#fef2f2;border-left:5px…

  • 퇴직급여 중간정산 세금 — 손해 보지 않으려면 이 기준을 지켜라

    .ysa-article{–accent:#15803d;–accent-soft:#f0fdf4;–accent-line:#86efac;–warn:#d97706;–warn-soft:#fffbeb;line-height:1.75;color:#1f2937;font-size:17px;word-break:keep-all} .ysa-article h2{margin:2.2em 0 .7em;padding-left:.55em;border-left:5px solid var(–accent);font-size:1.42em;line-height:1.4} .ysa-article h3{margin:1.6em 0 .5em;font-size:1.13em;color:#166534} .ysa-lead{background:var(–accent-soft);border:1px solid var(–accent-line);border-radius:12px;padding:18px 20px;margin:1.2em 0} .ysa-table{width:100%;border-collapse:collapse;margin:1.3em 0;font-size:.95em} .ysa-table th{background:var(–accent);color:#fff;font-weight:600;padding:10px 12px;text-align:left} .ysa-table td{padding:9px 12px;border-bottom:1px solid #e5e7eb} .ysa-table tr:nth-child(even) td{background:#f9fafb} .ysa-check{list-style:none;padding:0;margin:1em 0} .ysa-check li{position:relative;padding:8px 12px 8px 36px;margin:.4em 0;background:#f9fafb;border-radius:6px} .ysa-check li::before{content:”✓”;position:absolute;left:12px;top:9px;color:var(–accent);font-weight:700} .ysa-warn{background:var(–warn-soft);border-left:5px solid var(–warn);border-radius:8px;padding:16px 18px;margin:1.3em 0} .ysa-faq dt{font-weight:600;margin:1.1em 0 .3em;color:#166534} .ysa-faq dd{margin:0 0 .8em;padding-left:1em;border-left:3px solid var(–accent-line)} .ysa-alert{background:#fef2f2;border-left:5px…

  • 연금저축 vs IRP 세액공제 최적화 — 30·40대를 위한 납입 전략

    .ysa-article{–accent:#15803d;–accent-soft:#f0fdf4;–accent-line:#86efac;–warn:#d97706;–warn-soft:#fffbeb;line-height:1.75;color:#1f2937;font-size:17px;word-break:keep-all} .ysa-article h2{margin:2.2em 0 .7em;padding-left:.55em;border-left:5px solid var(–accent);font-size:1.42em;line-height:1.4} .ysa-article h3{margin:1.6em 0 .5em;font-size:1.13em;color:#166534} .ysa-lead{background:var(–accent-soft);border:1px solid var(–accent-line);border-radius:12px;padding:18px 20px;margin:1.2em 0} .ysa-table{width:100%;border-collapse:collapse;margin:1.3em 0;font-size:.95em} .ysa-table th{background:var(–accent);color:#fff;font-weight:600;padding:10px 12px;text-align:left} .ysa-table td{padding:9px 12px;border-bottom:1px solid #e5e7eb} .ysa-table tr:nth-child(even) td{background:#f9fafb} .ysa-check{list-style:none;padding:0;margin:1em 0} .ysa-check li{position:relative;padding:8px 12px 8px 36px;margin:.4em 0;background:#f9fafb;border-radius:6px} .ysa-check li::before{content:”✓”;position:absolute;left:12px;top:9px;color:var(–accent);font-weight:700} .ysa-warn{background:var(–warn-soft);border-left:5px solid var(–warn);border-radius:8px;padding:16px 18px;margin:1.3em 0} .ysa-faq dt{font-weight:600;margin:1.1em 0 .3em;color:#166534} .ysa-faq dd{margin:0 0 .8em;padding-left:1em;border-left:3px solid var(–accent-line)} .ysa-alert{background:#fef2f2;border-left:5px…

  • IRP 안에서 달러 자산 편입하는 법 — 퇴직연금 통화 분산 전략

    .ysa-article{–accent:#15803d;–accent-soft:#f0fdf4;–accent-line:#86efac;–warn:#d97706;–warn-soft:#fffbeb;line-height:1.75;color:#1f2937;font-size:17px;word-break:keep-all} .ysa-article h2{margin:2.2em 0 .7em;padding-left:.55em;border-left:5px solid var(–accent);font-size:1.42em;line-height:1.4} .ysa-article h3{margin:1.6em 0 .5em;font-size:1.13em;color:#166534} .ysa-lead{background:var(–accent-soft);border:1px solid var(–accent-line);border-radius:12px;padding:18px 20px;margin:1.2em 0} .ysa-table{width:100%;border-collapse:collapse;margin:1.3em 0;font-size:.95em} .ysa-table th{background:var(–accent);color:#fff;font-weight:600;padding:10px 12px;text-align:left} .ysa-table td{padding:9px 12px;border-bottom:1px solid #e5e7eb} .ysa-table tr:nth-child(even) td{background:#f9fafb} .ysa-check{list-style:none;padding:0;margin:1em 0} .ysa-check li{position:relative;padding:8px 12px 8px 36px;margin:.4em 0;background:#f9fafb;border-radius:6px} .ysa-check li::before{content:”✓”;position:absolute;left:12px;top:9px;color:var(–accent);font-weight:700} .ysa-warn{background:var(–warn-soft);border-left:5px solid var(–warn);border-radius:8px;padding:16px 18px;margin:1.3em 0} .ysa-faq dt{font-weight:600;margin:1.1em 0 .3em;color:#166534} .ysa-faq dd{margin:0 0 .8em;padding-left:1em;border-left:3px solid var(–accent-line)} .ysa-alert{background:#fef2f2;border-left:5px…

  • 국민연금 조기·연기 수령 손익 — 수령 나이 선택 계산법

    .yesa-article{–accent:#1d4ed8;–accent-soft:#eff6ff;–accent-line:#bfdbfe;–navy:#1e3a8a;–warn:#ea580c;–warn-soft:#fff7ed;line-height:1.75;color:#1f2937;font-size:17px;word-break:keep-all} .yesa-article h2{margin:2.2em 0 .7em;padding-left:.55em;border-left:5px solid var(–accent);font-size:1.42em;line-height:1.4;color:var(–navy)} .yesa-article h3{margin:1.6em 0 .5em;font-size:1.13em;color:var(–accent)} .yesa-article p{margin:.7em 0} .yesa-lead{background:var(–accent-soft);border:1px solid var(–accent-line);border-radius:12px;padding:18px 20px;margin:1.2em 0;font-size:1.02em} .yesa-lead strong{color:var(–accent)} .yesa-table{width:100%;border-collapse:collapse;margin:1.1em 0;font-size:.97em} .yesa-table th,.yesa-table td{border:1px solid #e5e7eb;padding:11px 13px;text-align:left;vertical-align:top} .yesa-table th{background:var(–accent);color:#fff;font-weight:600} .yesa-table tr:nth-child(even) td{background:#f9fafb} .yesa-check{list-style:none;padding:0;margin:1.1em 0} .yesa-check li{position:relative;padding:9px 9px 9px 34px;margin:6px 0;background:var(–accent-soft);border-radius:8px} .yesa-check li::before{content:”✓”;position:absolute;left:12px;top:9px;color:var(–accent);font-weight:700} .yesa-warn{background:var(–warn-soft);border-left:5px solid var(–warn);border-radius:8px;padding:16px 18px;margin:1.3em 0} .yesa-warn strong{color:var(–warn)} .yesa-faq{margin:1.5em 0} .yesa-faq dt{font-weight:600;margin:1.1em…